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Address: 1429 Lee Street East, Charleston, WV 25301

Phone: (304) 344-5363

Website: www.reaofhope.org

Services Provided: Addiction Recovery, Budget Counseling, Credit Counseling, Housing Counseling and Transitional Housing.

Service Areas & Congressional Districts: All counties and all districts.

Capacity Building and Housing Counseling – $37.5K: With the funds from the capacity building award, ROH was able to develop and copyright the Rea of Hope Recovery Guidebook. This guidebook allows ROH to share its successful program in other areas of the state with people who would like to open a similar facility; the guidebook, which is 149 pages, provides all the necessary information, forms, procedures and staff training to start and implement a successful program. ROH has sold one guidebook and have several other groups interested. This was a huge undertaking and accomplishment and a large amount of time was invested by the Executive and Associate Directors. A percent of their salaries was covered by the award, which also paid for the printing of the guidebook. ROH also utilized the funds to train and educate a staff member to become certified in Homeownership Counseling, who has successfully completed three NeighborWorks of America trainings and is scheduled for the final one in December 2013. An invaluable tool has been to teach budget counseling and pre and post purchase homeownership classes to its residents.

Address: 238 West Washington Street, Charles Town, WV 25414

Phone: (304) 725-6189

Website: www.PAHwv.org

Services Provided: Budget Counseling, Credit Counseling, Homebuyer Education and a Housing Assistance Program.

Service Areas & Congressional Districts: Berkeley (#2), Jefferson (#2) and Morgan (#2) Counties.

Housing Counseling – $10K: Open to the public, the Homebuyer Education Class assists those who are interested in learning about the home buying process and what to know before buying a home. This program year, 25 participants covered “Are You Ready to Buy a Home”, “Managing Your Money”, “Understanding Credit”, “Obtaining a Mortgage Loan”, “Shopping for a Home”, and “Protecting Your Investment”. PAH’s Homebuyer Education Instructor Rosa Eggleton offers the class in Spanish by request. This year she was able to give a condensed first-time homebuyer class which was recorded and added to PAH’s website. Launched this program year, One-On-One Credit Counseling continues to grow with 7 clients working on improving their credit. Lenders and Realtors send direct referrals for counseling. With credit counseling, one of the lenders’ referrals was not only successful in improving credit but was able to qualify for a mortgage loan. Each one of the clients who have utilized PAH programs is a success story but one in particular, because there were so many challenges and road blocks to overcome, comes to mind. “Angie,” a young single mother and first-time homebuyer, has been in the process of purchasing a home for close to two years. She did all the right things, took the Homebuyer Education Class, and was almost ready to close on her first “dream home” when the unanticipated happened. Because of a legal problem with the title, the deal fell through and she was back to square one. Angie never gave up and finally found her true dream home and closed mid- August. PAH worked with her all along her journey and commends her for her patience and perseverance.

Address: P. O. Box 1579, 1404 N. Randolph Avenue, Elkins, WV 26241

Phone: (304) 636-6495

Website: www.hocwv.org

Services Provided: Housing counseling, homebuyer education, financial capability education, mortgage and home repair lending.

Service Areas & Congressional Districts: Barbour (#1), Lewis (#3), Pendleton (#2), Pocahontas (#3), Randolph (#2), Tucker (#1), Upshur (#2) and Webster (#3) Counties.

Capacity Building and Housing Counseling – $18K: The Scott Family of four, including a child with disabilities, was having difficulty finding an affordable home with accessible design. HomeOwnership Center, Inc. of Elkins provided counseling and education for the family as they became mortgage ready. HOC engaged several partners to provide affordable financing for an accessible home, including Network member CommunityWorks in WV, Charleston and two of its member organizations, Highland Community Builders and Woodlands Development Group, both of Elkins. Highland Community Builders provided a lot in the mixed income development of Highland Meadows that was financed with a deferred forgivable loan subsidized through the Trust Fund and the Federal Home Loan Bank. Woodlands Development Group constructed the accessible home and also provided partial subsidized financing through its Capital Fund for a combined deferred forgivable 0% amortized loan. The first mortgage was provided through CommunityWorks in WV from its NWA RLF at a below-market rate. HOC originated the unique blended mortgage product combination for all parties.

"I'm just grateful that there are programs like this. And I'm pleased to know that there are people doing these things for other people. If it weren't for this program, my family wouldn't be able to get a house like this, a nice home. It just wouldn't happen." –Mrs. Scott, newhomeowner inHighland Meadows,Elkins, RandolphCounty.

Address: 1516 Washington Street East, Charleston, WV 25311

Phone: (304) 346-6398

Website: www.rccr.org

Services Provided: Development, Homeownership, Rental, Senior Services and Transitional Housing.

Service Areas & Congressional Districts: Boone (#3), Fayette (#3), Kanawha (#2) and Putnam (#2) Counties.

Capacity Building and Housing Counseling – $35K:

Capacity Building (Loan Originator - $19,000) - These funds allowed RCCR to hire a Loan Originator, in April 2013. The funds are being used to cover salary costs for the Loan Originator, who will be able to originate mortgage loans resulting in RCCR obtaining a fee for the originations.

Housing Counseling ($14,250) - This award was used to provide Housing Counseling for families in Kanawha, Putnam, Boone, and Fayette Counties. The following chart shows the number of families served.

Category

Families Served

Clients Receiving Housing Counseling

377

Purchased Homes

35

Attended Home Buyer Education

39

 

Address: P. O. Box 1133, Wayne, WV 25570

Phone: (304) 501-4755

Website: www.coalfield-development.org

Services Provided: Development and Housing Counseling.

Service Areas & Congressional Districts: Cabell (#3) and Wayne Counties (#3).

Capacity Building ($30K) and Housing Counseling ($7.5K) – $37.5K: These funds were initially intended to go toward a position titled “Financial Empowerment Specialist.” Instead, the funds were used to hire 2012 CommunityWorks in WV intern Niki Rowe-Fortner as the organization’s Housing & Community Advancement Coordinator. The position required a NeighborWorks certification in Homeownership Counseling, which Rowe-Fortner earned in February 2013. Thus far, only one client for housing counseling has been referred to Rowe-Fortner; ultimately the Housing Authority of Mingo County said that the client did not need counseling and was removed from it. Most clients in the area seem to be referred to counselors at the Housing Authority of Mingo County. However, Rowe-Fortner has reached an agreement with the Housing Authority of Wayne County and Wayne County Habitat for Humanity that will send more clients to the CDC in the future.

Address: 84 Fifteenth Street, Wheeling, WV 26003

Phone: (304) 232-6105

Website: www.wheelinghomeless.org

Services Provided: Employment, Rental and Transitional Housing.

Service Areas & Congressional Districts: Brooke (#1), Hancock (#1), Ohio (#1), Marshall (#1) and Wetzel (#1) Counties.

Capacity Building – $30K: The Trust Fund Capacity Building award provided the GWCH with a source of funding to employ a professional case manager during the interim period before ESG funding became available, and also provided an extremely critical source of matching funds required by state and federal grant awards. This bridge funding allowed the GWCH to have staff in place and ready to implement ESG services without an extended transition period and directly contributed to the ability of CDC to quickly place clients in housing. One household assisted by this program was a 24-year-old woman with two children who used ESG funds to help secure a two-bedroom apartment and begin work at a local business in Wheeling. After receiving two months of financial assistance, the household is on a waiting list for HUD-subsidized housing and continuing to meet for follow-up case management and support with the GWCH case manager hired as a result of the capacity building award.

Address: 391 Scott Avenue, Morgantown, WV 26508

Phone: (304) 985-0021

Website: https://www.facebook.com/CaritasHouse

Services Provided: Advocacy, Case Management, Community Outreach, Counseling, HIV Education, Homeownership, Moving Expense, Pantry Supplies, Referrals, Rental and Transitional Housing.

Service Areas & Congressional Districts: Barbour (#1), Brooke (#1), Calhoun (#2), Doddridge (#1), Gilmer (#1), Hancock (#1), Harrison (#1), Jackson (#2), Lewis (#2), Marion (#1), Marshall (#1), Monongalia (#1), Ohio (#1), Pleasants (#1), Preston (#1), Randolph (#2), Ritchie (#1), Roane (#2), Taylor (#1), Tucker (#1), Tyler (#1), Upshur (#2), Wetzel (#1), Wirt (#2) and Wood (#1) Counties.

Capacity Building – $15K: These funds are being used to provide emergency cold weather packs (EPAKs -Emergency Personal Assistance Kits) to the homeless population in the Morgantown area. The intent is to sustain life, not a lifestyle or choice. Each pack contains 34 basic essentials including: a backpack, tent, sleeping bag, blanket, mat, crank charging flashlight, first aid kit, socks, towels, tape, rope, soap, chap stick, antibiotic hand wipes, anti-bacterial cream, toothbrush and holder, toothpaste, garbage bags, brush/mirror, disposable razors, poncho, disposable lighters, deodorant, fork, spoon, tin cup, can-opener, hat, gloves and toilet paper. Below are letters written to CHI from two recipients of an EPAK.

11/21/13

Thank you for providing my husband and me with an Emergency Homeless Pack [EPAK]. The contents were well thought and met all of our needs. The rechargeable flashlight (hand crank charging) was a great idea being that we couldn’t afford batteries. Also the hand warmers and foot warmers [chemical heating warmers] really help(ed) on cold nights. The tarps were essential to keep the tent dry and warm. The only improvement that could be made would be a different wheelie [wheeled duffle bag] as the one the kit came in was awkward to propel and not very durable. These kits offer the only protection for many homeless people here in Morgantown. This is truly a wonderful program that really addresses the needs of homeless people.

With Much Thanks,

Melanie

11/21/13

Thank you for the supplies. They are life savers. The EPAKS you provide are very good. [They] provide a quick shelter from the wind and rain. The wheelie [wheeled duffle bag] has some problems to overcome. It needs to be stiffer in the back and going over curbs it rips and drags. Got 12 miles of usage. The tent [OZARK] brand, is very easy to use and is well made. [7’ x 7’] It could have extra weatherproofing if needed. The tarps – need one underneath and another over top. To make like a porch in front. It protected the tent. Supplies – Sterno we did not use. Rope was enough to tie down tarps. You need more duct tape for repairs and reinforce the tarp corners.

[Wind is an issue.] Can openers- sometimes the gears would strip. Flash light – Crank Charge was great. The shoulder type duffle bag was the right size for carrying. Hand warmers, mess kit, rain gear, garbage bags [all] came in handy.

Bob

  1. Caritas House, Inc.: Capacity Building; to assist homeless individuals in Morgantown, Monongalia County who are turned away or ineligible for assistance during the winter months by providing them with emergency personal assistance kits (EPAKs); $15K.
  2. Central Appalachia Empowerment Zone of WV: Capacity Building and Housing Counseling; to expand its existing programs and provide homebuyer education and counseling to women recovering from alcohol and/or drug addiction, enable its Case Manager to become certified through NeighborWorks and become a HUD-certified housing counselor within two years; $27K.
  3. CHANGE, Inc.: Housing Counseling; to continue and expand its existing housing counseling program, increase staff knowledge and capacity by completing necessary training through NeighborWorks; $15K.
  4. Coalfield Development Corporation: Capacity Building and Housing Counseling; to expand its existing programs by providing homebuyer education to citizens of Wayne County; $37.5K.
  5. Community Action of Southeastern West Virginia, Inc.: Capacity Building and Housing Counseling; to become licensed with the Division of Banking, hire a mortgage loan originator, send one staff member to become a mortgage loan originator and enable two additional staff members to become certified as housing counselors through NeighborWorks; $17.5K.
  6. Fairmont-Morgantown Housing Authority: Capacity Building ($5K) and Housing Counseling ($15K); for the expansion of its affordable housing lending network to help cover hard costs and for the continuance of its existing housing counseling program; $20K.
  7. Greater Wheeling Coalition for the Homeless: Capacity Building; to continue to employ an experienced professional case manager during an interim period before ESG funding is available and to continue its existing housing counseling program which helps homeless clients secure and maintain independent permanent housing; $30K.
  8. Habitat for Humanity of West Virginia: Capacity Building, to retain its current Director of Development through the end of 2013; $30K.
  9. HomeOwnership Center, Inc.: Capacity Building and Housing Counseling, for support of its direct program service delivery and administration expenses of its programs; $18K.
  10. Housing Authority of Mingo County: Capacity Building and Housing Counseling; to continue and expand its existing housing counseling programs; $22.5K.
  11. The Huntington West Virginia Housing Authority: Capacity Building and Housing Counseling; to expand its existing programs and provide homebuyer education and counseling for women recovering from alcohol and/or drug addiction, enable its Case Manager to become certified through NeighborWorks and become a HUD-certified housing counselor within two years; $22.5K.
  12. Mountaineer Development Corporation: Capacity Building; to pursue revenue for the development of 24-32 rental units, staff training and hiring a consultant to prepare applications; $30K.
  13. Oakhurst Outreach: Capacity Building; to hire an Executive Director and to contract for consulting and accounting services; $20K.
  14. Partnership for Affordable Housing: Housing Counseling; to expand its existing counseling programs, to become certified through NeighborWorks and become a HUD-certified housing counselor within two years; $10K.
  15. PRIDE, Inc.: Capacity Building and Housing Counseling; to establish its housing program and expand its housing counseling program; $12.5K.
  16. Rea of Hope, Inc.: Capacity Building and Housing Counseling; for the expansion of its existing programs and to create a new service to provide homebuyer education and counseling to women recovering from alcohol and/or drug addiction and to enable its Case Manager to become certified through NeighborWorks and become a HUD-certified housing counselor within two years; $37.5K.
  17. Religious Coalition for Community Renewal: Capacity Building and Housing Counseling; to expand its existing programs and hire an additional housing counselor to serve more clients in its four-county service area; $35K.

CAPACITY BUILDING and HOUSING COUNSELING PROJECTS

County

Amount

Barbour/Tucker

$2,250.00 each

Brooke/Marshall/Ohio/Wetzel

$6,000.00 each

Hancock

$21,000.00

Marion/Preston/Taylor

$5,000.00 each

Monongalia

$20,000.00

Congressional District #1 Totals:

$84,500.00

Berkeley

$3,333.34

Braxton/Clay/Roane

$5,400.00 each

Jefferson/Morgan

$3,333.35 each

Kanawha/Putnam

$8,750.00 each

Lewis

$2,250.00

Pendleton/Randolph/Upshur

$2,250.00 each

Congressional District #2 Totals:

$52,700.00

Boone

$8,750.00

Cabell

$30,000.00

Fayette

$14,150.00

Logan

$27,000.00

McDowell/Wyoming

$4,500.00 each

Mercer/Monroe

$5,833.33 each

Mingo

$14,500.00

Nicholas

$5,400.00

Pocahontas/Webster

$2,250.00 each

Summers

$5,833.34

Wayne

$44,500.00

Congressional District #3 Totals:

$175,300.00

Oakhurst Outreach*

$20,000.00

Rea of Hope, Inc. *

$37,500.00

Habitat for Humanity of West Virginia**

$30,000.00

2012 Funding Allocation Totals:

$400,000.00

*The Capacity Building & Housing Counseling Loans for Oakhurst Outreach ($20K) and Rea of Hope, Inc. ($37.5K) have not been included under a Congressional District due to their statewide service areas.

**Habitat for Humanity of West Virginia’s Capacity Building & Housing Counseling loan (($30K) has not been included under a Congressional District due to its large service area which includes: Berkeley, Cabell, Fayette, Greenbrier, Hardy, Harrison, Jackson, Kanawha, Lewis, Marion, Mercer, Monongalia, Morgan, Nicholas, Ohio, Pendleton, Pleasants, Pocahontas, Putnam, Raleigh, Tyler, Upshur, Wayne, Webster, Wetzel, and Wood counties.

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